PUNE Nande Campus

S. No. 44/1, 44 1/ 2, Nande Village
Pashan Sus Road, Taluka Mulshi
Pune 412 115
Dolamani Sahu: 07757029572
  020 66754651/64
  020 66754678

PUNE Mulshi Campus

Mulshi Group of Institute
Gat No. 237-243
Near Malhar Machi Resort
Sambhave Tal Mulshi
Pune 412108


A constituent of People's Empowerment Group Foundation
Premises No. 330/2, Pujali Trunk Road,
Ward No. 9, Mouza – Rajibpur, JL No. 43, 
Police Station – Budge Budge, 
Kolkata 700138, West Bengal
Landline: +91 33 24820019
Biswanath Thakur: 09230562572
Baishakhi Chatterjee: 09230562601


Plot No. 241
Sompura Industrial Area
Niduvanda Village
Sompura Hobli, Nelamangala Taluk
Bangalore 562132
080-29717901/ 080-27700169 / 27700170

Bangalore City Office

301, Anand Chambers,
# 27 Elephant Rock Road,
In front of Central library,
3rd Block, Jayanagar
Bangalore - 560 011
Dolamani Sahu: 07757029572
Landline no : 080 41612929

Lucknow City Office

B-1/96, Near Jaipuriya College,
Vineet Khand, Gomti Nagar,
Lucknow – 226010
Shimul Banerjee: 09519218833
Avijit Banerjee: 09830991821

Gurgaon City Office

Rectangle No. 41,
Maidawas Sector – 64
Gurgaon, Haryana – 122101
Vijay Kumar: 09899115369
Avijit Banerjee: 09830991821


Which has more benefits- degree or diploma in Insurance and Risk management?


Which are the areas on which risk is manifested in financial markets? And the areas which also complement insurance along with risk. It can be related to tangible and intangible things such as property, health on which risk and insurance are based. Insurance and risk management in financial markets is affected by four key areas which are risk of loss or damage to property; injury, loss or death of people; natural calamities, or events which are unpredictable.

Though such risks are pervasive with our lives, it is prudent to estimate the risk to some extent and take appropriate action. How can risk related to illness, damage to property, financial markets be predicted? Aren’t these future happenings which are difficult to be predicted in present? Of course, future events cannot be predicted with certainty but can be estimated to reasonably good accuracy based on certain factors.

For instance, it cannot be predicted with 100% accuracy the number of years an individual will survive, but based on factors of past and present health conditions, family history some estimate can be made. For predictions related to damage to property, factors such as geographical location, proximity to industry is included to have as much accurate predictions. Insurance and Risk management is the area which takes care of managing risk, short term insurance, life insurance, retirement funding and medical insurance.

Any program, degree or diploma in Risk and Insurance Management in Pune imparts education about foreseeing risk, have preventive measures and manage risk which can happen due to accidents, damage, natural calamities or other such reasons. Any program in this area imparts knowledge about predicting risks, manage risks and also offer the insurance needs and policy options. Both degree and diploma, offer the requisite knowledge for risk and insurance management though degree is more comprehensive.

A program in Risk and Insurance management provides knowledge and skills for establishing the context of risk, identification of factors, assessment of the risk factors, finding ways to reduce risks, and prioritizing measures of risk reduction based on some strategy. The degree program is comprehensive which provides thorough knowledge of the complete process of risk management which is needed in industries. Whichever program student may take up, it is the working knowledge through real world problems case studies students attain expertise in this area.